Special Financing - Jolene

Call Jolene for Fast, Friendly and Personalized Service!

Start Your Online Application Here
  • All Loan Programs Available
  • 10% Down Payment Options
  • Must prequalify with Jolene Messmer when submitting an offer

Jolene Messmer
(NMLS-379952)
Office:
(425) 445-1945
Email:
Jolene Messmer

The Foundation of Your Home Starts with Caliber Home Loans!

Buying a home is one of the most exciting—and complex—transactions of your life. At Caliber Home Loans, Inc., we’re dedicated to explaining each step of the process in detail to every single one of our borrowers. While there are some individuals who will have a different process due to individual circumstances, the typical home buying process includes about 15 steps:

  1. Submit loan application to the lender with any required documentation
  2. A preapproval may then be obtained from the lender
  3. Select a real estate agent
  4. Find a home
  5. Negotiate the purchase price
  6. Contract is sent to the lender, who updates the application and requests updated documentation, if applicable from the borrower.
  7. Home inspection
  8. Loan officer submits the file to processing at which time the appraisal, title, and tax certification are ordered and borrower provides insurance information
  9. File is submitted for Underwriting which may require additional documentation from the borrower to be resubmitted to Underwriting
  10. Final loan approval
  11. Required closing costs are established
  12. It’s time to close! Borrower brings a photo ID, signed closing documents and closing costs in the form of a cashier’s check or wired funds to the title company
  13. Funding – congratulations, you’re a homeowner!
  14. Closing documents sent to the title company
  15. Closing documents given to borrower

We can transform the home financing process from a complex transaction to a straightforward, rewarding experience with a trusted professional. Contact us today to get started!

Visit Jolene's website for application, Privacy Policy and disclosure information.

Special Financing - Joe

Call Joe to Start Your Home Loan!

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  • Loan application can be done in-person, online or by phone. Applying is simple, free and there is no obligation.
  • Extended rate locks are available up to 360 with free float down option. Protect yourself from rising rates during the construction of your new home.
  • Reduced Mortgage Insurance options. I’ll show you what saving opportunities you may have.
  • Local processing, underwriting, funding, and servicing.

Joe Ennis
(NMLS-505812)
Office:
425-652-0432
Email:
Joe Ennis

Our loans pair nicely with beautiful homes.

You’ve found a home you love and now you just need the right financing. Look no further.

HomeStreet has all of the most popular loan programs and great rates. It’s my job to listen to your goals and scenario and match you with great options. I make sure you have all the information and feel comfortable with your decisions along the way.

HomeStreet is a leading home lender with outstanding expertise. Based in Seattle, and founded nearly a century ago, our local roots go deep. When you apply for loan with us, your file is processed, underwritten, and funded locally. I remain your key point of contact from the moment you contact me to beyond closing. In most cases, your loan is serviced by HomeStreet Bank so you know where to go if you have a question years down the road.

Get in touch with me, either by phone or email, and we’ll get started!

HomeStreet is an Equal Housing Lender and makes mortgage loans without regard to race, color, religion, national origin, sex, handicap, or familial status. Member FDIC. All loans subject to approval.